For the second week of my $40 weekly spending and entertainment plan my total came to $40.77. Not bad, but not my target--77 cents over my target. I can honestly say I went over because I did not track every expense as it was spent (using my checkbook ledger). Sometimes I got lazy and tried to track all expenses by the end of the day. So, this is a lesson for this current week--track all expenses as soon as the money leaves the hand.

It is true what all the finance books said about once I start this journey I will find new ways to challenge myself to save money. Since going over my budget by 77 cents, I am determined not to miss my target again--not even by a penny.

From this point, I will only give the tally for my spending plan occassionally--probably only if I go over budget by a lot.


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